Alternatives' mission is to build wealth and create economic opportunity for underserved people and communities. Our focus is individual and community development. Each are accomplished through home ownership. In fact, our Credit Path® model culminates in ownership.

We enhance ownership opportunity by offering a wide variety of home loans to meet the needs of our diverse membership. In addition to conventional mortgages at competitive rates and terms, we offer mortgage programs that serve people who might not otherwise be eligible for a mortgage, or who might fall into the trap of a predatory lender.